According to the Federal Trade Commission (FTC), consumers reported losing more than $12.5 billion to fraud in 2024, marking a 25% increase from the previous year and highlighting the escalating global challenge. This surge includes over $5 billion in losses to investment-related scams alone, with the median individual loss amounting to $497. Government imposter scams saw a significant rise, with losses increasing by $171 million to a total of $789 million. Particularly vulnerable groups, such as older adults aged 70 and above, reported losses totaling $2.3 billion.
This alarming growth underscores how scammers are evolving with sophisticated tactics, including AI-powered phishing emails, deepfake videos for imposter scams, cryptocurrency fraud, and AI-generated bogus online shops. In 2025, AI-driven fraud has become pervasive, with over 50% of scams involving AI and deepfakes, which now account for 7% of global fraudulent activity.
Common AI-powered scams include romance scams using AI chatbots, deepfake video calls for impersonation, social media bots spreading misinformation, and generative AI-assisted phishing campaigns that are harder to detect due to personalized and grammatically flawless content.
Additionally, there’s been a 186% surge in breached personal data and a 466% increase in phishing reports, fueled by AI-generated phishing kits and automation tools.
For scam victims seeking recovery, options include recovery agents, lawyers, and cyber intelligence firms, but effectiveness varies widely. As fraud becomes more technologically advanced, the need for specialized services that can handle AI-enhanced threats has grown significantly.
Unfortunately, some exploit vulnerable victims with high fees and unfulfilled promises, further compounding their losses. In this updated 2025 review, we examine four prominent services: Online Justice Company, Claim Justice Agency, Payback LTD Firm, and MyChargeback Organization, incorporating the latest data on AI deepfake scam recovery, how AI is used in phishing scams 2025, and crypto fraud trends.
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Best Scam Recovery Services 2025: Comparing Online Justice, Claim Justice, Payback LTD, and MyChargeback
We evaluate these based on five key aspects: payment methods, legitimacy, technological capabilities (including AI and blockchain advancements), customer experience, and service territory. With emerging trends like AI-powered scams in 2025, we’ve updated insights for relevance. Please read on!
1. Online Justice: Advanced Cyber Intelligence for Scam Recovery in 2025
Online Justice is a cyber intelligence company positioned as a leader in accountable data and transparency. It leverages proprietary tools like Trackmaster for scammer tracking and Blockchain analysis for fund tracing, providing actionable insights to clients and authorities.
These tools enable precise location of stolen assets and scammer details, aiding authorities in retrieval. In 2025, with advances in AI-integrated blockchain forensics, such capabilities are increasingly vital for countering AI-driven crypto scams.
Online Justice charges a fixed price per product (often a few thousand dollars or less) with no withdrawal fees from recovered funds, differing from percentage-based models.
As of 2025, the company remains operational with no reported FBI shutdowns, unlike others. 35 However, Trustpilot feedback shows mixed results, with an unavailable overall rating due to guideline breaches and recent 2024-2025 reviews highlighting issues like unrecovered funds and poor communication alongside some positive experiences.
2. Claim Justice: Banking-Focused Recovery Amid 2025 Legitimacy Concerns
Claim Justice requires bank wire transfers and an upfront 15% fee on lost funds, focusing primarily on banking issues, which limits its versatility compared to tech-advanced firms.
The company and its website were shut down following a 2024 FBI investigation into fraudulent activities, and as of 2025, it remains inactive with no accessible Trustpilot page. 35 36 Mixed historical feedback suggested customer dissatisfaction. These developments reinforce recommendations to explore alternatives for scam recovery in 2025.
3. Payback LTD: Recovery Agent with Upfront Fees and Recent FBI Scrutiny
Payback LTD demands a 10% upfront fee on stolen amounts plus another 10% upon recovery, specializing in banking disputes and claims, similar to Claim Justice.
Investigated by the FBI in 2024 for fraud, the site was seized but has since resumed operations after cooperation with authorities. 35 36 5 Trustpilot shows a 3.2/5 average rating as of 2025, with mixed reviews from 2024-2025 noting both successful recoveries and complaints of unfulfilled promises. 7 This raises ongoing suspicions for users seeking reliable crypto scam recovery services in 2025.
4. MyChargeback: Credit Card Recovery Option Facing Shutdown in 2025
MyChargeback handles only credit card cases, charging a 10% fee on recovered funds without advanced tech integration.
Investigated and shut down by the FBI in 2024 for fraudulent practices, the site remains seized as of 2025. 35 36 6 Trustpilot reflects poor ratings (around 2.4), with 2024-2025 reviews criticizing it as a potential scam and noting the inability to leave new feedback due to closure. 29 Experts advise opting for more credible brands for fraud recovery from AI voice phishing or similar in 2025.
How AI is Powering Next-Gen Scams and Recovery in 2025: Trends and Tools
In 2025, AI has amplified scam sophistication, with deepfakes comprising 7% of fraud activity, AI-generated phishing, and crypto giveaway scams using AI impersonations. 9 11 13 Recovery tech counters this through AI-enhanced blockchain forensics for detecting patterns and tracing funds. 19 23 Regulatory updates include strengthened CFPB enforcement on fraud and new consumer protection laws emphasizing digital safeguards.
Conclusion – Which Is the Better Scam Recovery Choice in 2025?
Navigating online fraud recovery in 2025, amid rising AI deepfake and crypto scams, requires trustworthy services. Online Justice remains active with advanced tools like Trackmaster and Blockchain Analysis (potentially benefiting from 2025 AI advancements), affordable fixed rates, and video meetings, but recent mixed Trustpilot reviews warrant due diligence.
Unlike Claim Justice and MyChargeback, which are shut down post-FBI investigations, and Payback LTD, which resumed after scrutiny but with mixed feedback, Online Justice has no shutdown history. Its credibility claims, including passing investigations, should be verified.
For the best team to reclaim financial security from 2025 scams, evaluate Online Justice carefully based on current reviews, for now it seems the company not doing anything illegal, we recommend getting with them in touch and getting from the extra information.